01 / Platform
One platform of record
Underwriting, pricing, eligibility, commission ledger and carrier filing run on a single multi-tenant engine. Every policy, every brand, every channel, in one system.
Vehicle warranty distribution platform
The AI-native engine powering vehicle warranty in the Nordics.
Garantly is the platform behind a portfolio of vehicle warranty brands. We operate underwriting, pricing, commission ledger and carrier filing, so partners and carriers plug into one technical integration.
01Mission & vision
Mission, today
Make vehicle warranty distribution effortless for partners, and rigorous for carriers.
Vision, tomorrow
The infrastructure layer that vehicle warranty distribution runs on across the Nordic market.
02What we do, and how
One engine. Many brands. Every policy on the same system of record.
Underwriting, pricing, eligibility, commission ledger and carrier filing run on a single multi-tenant engine. Partners and carriers plug in once. The portfolio of consumer brands sits on top.
02 / Operations
AI-native operations
Automated risk controls. Drivetrain classification down to variant level. DMR-validated vehicle data. No manual policy operations between quote and bind.
03 / Distribution
Multi-channel distribution
One engine supports six distribution channels: dealer, direct, whitelabel, broker, embedded and advisory, under multiple consumer brands.
04 / Risk
Single-carrier discipline
All new business goes to one exclusive risk carrier per partnership. No split writing. No anti-selection between carriers. Clean book economics for the carrier on the other side.
Schematic, simplified
Channels in. Policies, ledger and filings out.
03Brands built on Garantly
Two consumer brands live today. Two more in stealth.
AutoTrust and DriveXO are live with their own audiences, voices and front doors. Two further brands are in build. Underwriting, pricing and filings sit on Garantly across all of them.
AutoTrust
Mainstream Danish vehicle warranty. Multi-fuel, multi-tier, multi-channel.
ICE, hybrid, EV3 tiersDealer · direct · whitelabel
autotrust.dkDriveXO
Warranty designed for electric vehicles. Extended eligibility for EVs up to 9 years old.
EV onlyUp to 9 yearsBattery-aware · direct
drivexo.dkWhitelabel
Partner-branded warranty programs running on the Garantly engine. Carrier groups, dealer chains and brokers operate their own consumer brand on shared underwriting.
Carrier-brandedDealer-groupBroker-affinity
Pre-launch · partners under NDAEmbedded
Warranty embedded inside marketplaces, finance flows and checkout journeys. Vehicle-level pricing returned via API and bound in-context, no separate front door.
MarketplaceFinanceIn-checkout
Pre-launch · integration-led